Ink Business Preferred Credit Card: Unlocking Rewards for Your Business

Welcome to our guide on the Ink Business Preferred Credit Card, your key to unlocking a world of rewards for your business. Whether you’re a seasoned entrepreneur or just starting out, this credit card offers a plethora of benefits and rewards tailored to meet your business needs.

In this comprehensive article, we’ll explore the exciting features of the Ink Business Preferred Credit Card and how it can help you supercharge your business. From the generous new cardmember bonus to the travel and purchase coverage, we’ll cover everything you need to know to make an informed decision.

New Cardmember Offer: 100,000 Bonus Points

As a new cardmember, you can kick-start your rewards journey with a remarkable offer – 100,000 bonus points. This sign-up bonus alone is worth $1,250 when redeemed for travel through Chase Ultimate Rewards®, providing an instant boost to your business’s purchasing power.

When you spend $15,000 on purchases within the first three months from account opening, these 100,000 bonus points will be at your fingertips. Imagine what you can achieve for your business with this substantial bonus.

Business Credit Card Rewards & Benefits: Fueling Your Success

The Ink Business Preferred Credit Card goes above and beyond by offering a suite of rewards and benefits that cater to your business’s unique requirements.

100,000 Bonus Points

In addition to the sign-up bonus, you’ll continue to earn points on every purchase. For every dollar you spend, you’ll accumulate valuable Ultimate Rewards points that can be redeemed for cash back, gift cards, travel, or transferred to a wide range of participating loyalty programs.

3X Points

Every dollar spent on select business categories, such as online advertising, shipping purchases, and travel, will earn you three times the rewards. This generous earning potential ensures that your essential business expenses translate into tangible rewards for your company.

Redeem for Flexible and Rich Rewards

With Chase Ultimate Rewards, you can redeem your hard-earned points for flexible rewards that suit your business’s needs. Whether you choose cash back to reinvest in your company or opt for travel rewards to explore new opportunities, the choice is yours.

5X Points on Lyft Rides

Mobility is crucial for business success, and the Ink Business Preferred Credit Card recognizes that. By using your card for Lyft rides, you’ll earn five times the rewards, allowing you to save on business transportation costs while accumulating points.

Employee Cards at No Additional Cost

Empower your team with employee cards for free. You can set spending limits, track expenses, and earn rewards on every employee purchase. This feature helps you streamline expenditure and enhance accountability within your organization.

APR: Transparent and Competitive

It’s important to understand the financial aspects of any credit card, and the Ink Business Preferred Credit Card is no exception. The card offers a competitive Annual Percentage Rate (APR) of 20.99%, which ensures transparent interest charges when carrying a balance on your card.

Travel & Purchase Coverage: Peace of Mind for Your Business

When it comes to covering your business travel and purchase needs, the Ink Business Preferred Credit Card has you covered. These valuable coverage features provide peace of mind and protect your business in unexpected situations.

Trip Cancellation/Trip Interruption Insurance

Don’t let unforeseen circumstances ruin your business travel plans. With trip cancellation/interruption insurance, you’re covered up to $5,000 per trip for pre-paid, non-refundable travel expenses.

Roadside Dispatch

Stay on the move with confidence. The Ink Business Preferred Credit Card offers 24/7 roadside dispatch, providing emergency assistance for services such as towing, lockout service, and tire changing.

Auto Rental Collision Damage Waiver

Rent with peace of mind, knowing that your business is protected. The auto rental collision damage waiver offered by the Ink Business Preferred Credit Card covers theft and collision damage for most rental vehicles when you pay for the rental with your card.

Build your Business’s Future: Smart Features for Growth

The Ink Business Preferred Credit Card offers more than just rewards. It is your partner in managing and growing your business, equipped with features designed to promote financial stability and strategic decision-making.

Manage Your Cash Flow

Efficiently control your cash flow with the flexible payment options provided by the Ink Business Preferred Credit Card. Whether it’s payroll expenses, inventory purchases, or unexpected business costs, this card helps you balance your budget and avoid stress.

Build Your Business Credit

Establishing and improving your business credit is essential for future growth. With the Ink Business Preferred Credit Card, your responsible credit usage is reported to business credit bureaus, allowing you to build a strong credit history and increase your borrowing power.

Get Insights Into your Business

Keep a finger on the pulse of your business with the intuitive online dashboard and mobile app provided by Chase. Real-time spending reports, transaction details, and account management tools enable you to make informed decisions and identify areas for optimization.

Separate Business and Personal Expenses

Streamline your bookkeeping and simplify tax preparation by keeping your business expenses separate from personal transactions. The Ink Business Preferred Credit Card assists you in maintaining accurate records, reducing the stress associated with financial management.

Enjoy Peace of Mind

Running a business is demanding, and the Ink Business Preferred Credit Card offers you peace of mind. With comprehensive purchase protection, extended warranty protection, and cell phone protection, you can rest easy knowing that your business essentials are safeguarded.

Exclusive Rewards for Ink Business Preferred Cardmembers

As an Ink Business Preferred cardmember, you’ll gain access to a wide range of exclusive rewards and benefits, adding further value to your card ownership.

– $300 Travel Credit

– Lyft Pink Membership

– DoorDash DashPass Subscription

– Monthly DoorDash Credit

– Instacart Membership

– Monthly Instacart Credit

– Priority Pass Select Membership

– Luxury Hotel & Resort Collection

– 10X on Peloton Purchases

Cardmember Reviews: Real Experiences, Real Success

The Best Credit Card: 5 Stars

“The Ink Business Preferred Credit Card is hands down the best credit card for my business. The sign-up bonus alone was worth it, and I continue to rack up points on all my business expenses. Highly recommend!” – Business Owner

Great Rewards for Every Dollar Spent: 4.5 Stars

“I love how I earn rewards on every purchase. It’s like getting a little boost for my business with every transaction. The points redemption options are great too!” – Small Business Owner

Great Card for Small Business: 4.5 Stars

“This credit card is a game-changer for my small business. The employee cards at no extra cost are a huge benefit, and the rewards keep adding up. Couldn’t be happier!” – Entrepreneur

Earn Rewards on Every Purchase and Put Them Right Back into Your Business

The Ink Business Preferred Credit Card empowers you to earn rewards on every purchase and reinvest them in your business. From cash back to travel rewards and even 1:1 points transfers, the choice is yours.

Cash Back

Convert your earned points into cash back, providing your business with immediate financial flexibility. This feature allows you to allocate your rewards effectively, putting the funds where they can make a difference.

Gift Cards

Treat your team or reward yourself with gift cards to popular retailers. This versatile redemption option lets you use your points to bolster employee morale or indulge in a little personal shopping.

Apple Ultimate Rewards Store

Access the Apple Ultimate Rewards Store and use your points to get the latest Apple products. Upgrade your office technology or equip your employees with cutting-edge devices, all without tapping into your business budget.

Travel

Redeem your points for travel through Chase Ultimate Rewards and unlock a world of possibilities. From flights and hotels to rental cars and experiences, this redemption option allows you to explore new horizons while keeping your business thriving.

1:1 Points Transfer

If you belong to a participating travel loyalty program, you can transfer your Ink Business Preferred Credit Card points at a 1:1 ratio. This flexibility opens up a vast network of travel partners, maximizing the value of your points and enabling you to stretch them further.

No Foreign Transaction Fees: A Seamless Global Experience

Take your business ventures worldwide without worrying about additional fees. The Ink Business Preferred Credit Card eliminates foreign transaction fees, ensuring a seamless payment experience wherever your entrepreneurial pursuits may take you.

1:1 Point Transfer: Enhance Your Travel and Loyalty Program Experience

The Ink Business Preferred Credit Card goes beyond the traditional boundaries of a credit card. By offering 1:1 point transfers to participating loyalty programs, this card expands your opportunities for unforgettable travel experiences and enhanced loyalty benefits.

Frequently Asked Questions

1. Can I apply for the Ink Business Preferred Credit Card if I am a sole proprietor?

Yes, the Ink Business Preferred Credit Card is available for sole proprietors, providing you with the same exceptional rewards and benefits as any other business.

2. What is the annual fee for the Ink Business Preferred Credit Card?

The Ink Business Preferred Credit Card has an annual fee of $95, which is a small price to pay for the generous rewards and extensive benefits it offers.

3. How long does it take to receive the 100,000 bonus points after meeting the spending requirement?

Upon meeting the $15,000 spending requirement within the first three months, the bonus points will typically appear in your rewards account within a few weeks, allowing you to start enjoying your rewards promptly.

4. Can I transfer the Ink Business Preferred Credit Card’s points to my personal Chase credit card?

While you cannot transfer points directly from the Ink Business Preferred Credit Card to personal Chase credit cards, you can transfer them to participating airline and hotel loyalty programs, maximizing their value across various travel partners.

5. Is the Ink Business Preferred Credit Card limited to specific industries or business sizes?

No, the Ink Business Preferred Credit Card is designed to accommodate a wide range of industries and business sizes. Whether you’re a freelancer, consultant, or a small business owner, this card offers substantial value regardless of your specific industry.

6. Are there any foreign transaction fees associated with the Ink Business Preferred Credit Card?

No, the Ink Business Preferred Credit Card has no foreign transaction fees. You can enjoy the convenience of using your card wherever your business takes you, without worrying about extra charges.

7. What happens if my business exceeds the credit limit on the Ink Business Preferred Credit Card?

If your business exceeds the credit limit, it could result in declined transactions or additional fees. It is crucial to monitor and manage your credit utilization to avoid any complications. Consider reaching out to Chase to discuss credit limit adjustments tailored to your business’s needs.

8. Does the Ink Business Preferred Credit Card offer any purchase protection?

Yes, the Ink Business Preferred Credit Card provides comprehensive purchase protection, ensuring that your business purchases are covered against theft and damage for up to 120 days from the date of purchase.

9. Can I add authorized users to the Ink Business Preferred Credit Card?

Yes, you can add authorized users to your Ink Business Preferred Credit Card, allowing your employees to make purchases on behalf of your business. These additional cards come at no extra cost, simplifying expense management and enhancing your rewards potential.

10. Is the Ink Business Preferred Credit Card only available to businesses based in the United States?

The Ink Business Preferred Credit Card is primarily intended for businesses based in the United States. However, individuals outside the United States may be eligible to apply, subject to certain restrictions and conditions. Consider reaching out to Chase for additional information based on your specific circumstances.

Ink Business Preferred Credit Card: Elevate Your Business to New Heights

Your business deserves the best, and the Ink Business Preferred Credit Card delivers exceptional rewards, comprehensive benefits, and powerful features that empower your entrepreneurial journey. Whether you’re expanding your operations, investing in growth, or exploring new horizons, this credit card is your ultimate partner.

Apply for the Ink Business Preferred Credit Card today and elevate your business to new heights. Experience the thrill of unlocking rewards, building your credit, and enjoying peace of mind, all while fueling the success of your business. Your journey starts here.